How to Apply for Cover
Online Enrollment
Enrolling in the Personal Health plan is easy and can be accomplished in just a few minutes online using our secure server.
To enroll online follow these easy steps:
- Go to our Online Enrollment section
- Fill out the online enrollment form and hit Submit.
That's all there is to it! Enrolling online shouldn't take you more than a few minutes and we make it easy with our step by step format.
Your online enrollment will be confirmed personally by us within one business day. And the approval process usually takes one to three business days.
Once you have been approved we invoice you for your premium. Coverage begins on the first day of the month.
Payment of Premium
You do not need to make payment until your application has been approved and we invoice you. We do recommend that if you plan to pay by check that you send in your premium upon applying to ensure that your coverage can begin in time. We will not cash the check until you have been approved for cover.
You can choose between the following payment options:
- Online credit card payment (VISA and Mastercard), using our secure payment server.
- International Credit Card (VISA and Mastercard)
- USD checks
- International bank transfers:
Royal Bank of Scotland
Account: INGLPEHE USD 1
BIC/Swift Code: RBOS GB2L
Bank Sort Code:161029
IBAN: GB25 RBOS 1663 0000 1063 68
We also accept payments in Euro and British Sterling. Contact us for current Euro and Sterling rates.

