The freedom you deserve
Personal Health allows you complete freedom of choice for doctors, specialists and hospital providers - worldwide.
We keep it simple by offering two regions of cover:
- Worldwide including access to medical care in US and Canada
- Worldwide excluding the US and Canada
With access to US and Canada medical care you’re covered up to 180 days out of any 12 month period inside the U.S.; plus you have direct access to any facility in the UnitedHealthcare network. Just show your medical ID card and claims filing, billing and pre-certification is done for you within our network. There’s also the option of going outside the network if you wish, for which you are asked to share the costs.
Should you plan to return to the US on a permanent basis, Personal Health provides you with a 12 month continuation bridge cover - the only feature of its kind for US expats. 2 3
2) In order to be eligible for bridge cover you must activate bridge cover prior to your arrival in the US, and must be currently enrolled in Plan 1. Premiums are 185% of our published rates.
3) Bridge cover is available to our Plan 1 members only. Bridge cover allows you to return to the US on a permanent basis with cover for up to 12 months at a premium of 185% of our published rates.